Home Accessibility Program

The Home Accessibility Program was created in 2016 to provide home accessibility funding to income eligible seniors and persons with disabilities to prevent premature or unnecessary institutionalization. The program will allow homeowners or tenants to remain in their home by improving accessibility and safety.

Persons in Family

Mortgage Provisions

  • Mortgages (Terms of Assistance) are different for owned and rental units.
  • Assistance is forgiven monthly over the five-year term (1/60th a month) until completely forgiven after year five for owner-occupied units.
  • Assistance is forgiven after the full five-year term for rental units.
  • Mortgages are not automatically released at the end of their term. Homeowners will need to contact IHDA’s Loan and Portfolio Management Department (assetservicing@ihda.org or 877-456-2620) for a release.
  • The Mortgage must be executed by the homeowner prior to any construction beginning. 

Eligible Households

  • Households must be at or below 50% Area Median Income for household size (see income limit).
  • All households must have a documented need for accessibility modifications and must be one of the following: 
  1. Elderly persons (with a physical limitation)
  2. Persons with a disability (Defined as a physical and/or mental impairment which substantially limits one or more of a person’s major life activities)
  • Program referrals are required and shall come from a listed agency identified below.

Eligible Properties

  • Properties may be owner or rental-occupied
  • Main improvement must be for accessibility (Accessible showers; or Ramps)
  • Condominiums
  • Mobile Homes on permanent foundation qualify only if you are able to record the Mortgage against the property

The City of Moline would collaborate in the operation of our program and accept referrals from the below agencies:  

Illinois Iowa Center for Independent Living
501 11th Street
Rock Island, IL 61201

Alternatives for Older Adult
1803 7th Street
Moline, IL 61265

Trinity Visiting Nurse and Homecare Association Pathway Hospice
106 19th Street, Suite 101
Moline, IL 61265

Illinois Department of Rehabilitation Services
4711 44th Street, Suite 3
Rock Island, IL 61201

Salvation Army
2200 5th Avenue
Moline, IL 61265

Project Now
711 4th Avenue
Moline, IL 61265

Illinois Department of Human Services
500 42nd Street, Suite 6
Rock Island, IL 61201

Illinois Department on Aging Rock Island County Site Sponsor
Western Illinois Area Agency on Aging
729 34th Avenue
Rock Island, IL 61201