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Did you know that standard property insurance policies do not cover flood damage? Flood damage can occur from more than just rising rivers. Your home can be damaged by rapid snowmelt, ice jams, heavy rains, or even water main breaks. In a flood hazard area, there is a far greater chance of total loss of a structure from flooding as compared to a fire. The City of Moline's floodplain management efforts provide a 10% cost reduction on all insurance policies from the National Flood Insurance Program (NFIP). There is a 30-day waiting period for new policies, so sign up today!